Rancho Santa Fe, Santaluz and Del Sur real estate and homes for sale in California - Danielle Short, REALTOR® Danielle Short REALTOR(r) for Rancho Santa Fe, Santaluz and Del Sur, California real estate - NUMBER1EXPERT™ Danielle Short NUMBER1EXPERT(tm) for Rancho Santa Fe, Santaluz and Del Sur, California real estate

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As a member of the Top 1% in Coldwell Banker, I have the expertise to make your real estate experience a Great Experience! Call me: 858-759-6502.


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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What is the world's tallest monument?

A 
The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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John Farris, Farris Mortgage Group. Rancho Santa Fe. 858-756-2413
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Danielle Short & Associates, REALTOR®, real estate agents and broker for Del Mar, Carmel Valley and Pacific Highlands Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Danielle Short
Coldwell Banker

6015 Paseo Delicias
P.O. Box 2225
Rancho Santa Fe, CA. 92067
Office: 858-759-6502
Direct: 619-708-1500
Fax: 858-780-9519
Email: DShort@Coldwellbanker.com

Specializing in the Rancho Santa Fe, Santaluz, Del Sur and North County Coastal communities, Danielle works with clients from all over the world. Danielle has over 25 years of sales and marketing experience, consistently winning national awards for her exemplary performance. A Top Producer, member of Coldwell Banker’s President’s Premier division and positioned within the top 1% in the nation, Danielle has the experience, skill, and confidence to assist homebuyers and sellers at all levels. Located in the prestigious village of Rancho Santa Fe, Danielle is a "Previews" Property Specialist, trained in marketing and selling high-end luxury homes. As a licensed Cendant Mobility Relocation Specialist, Danielle is an expert with Relocation Services, moving families with professionalism and on-going communication. With a competent real estate team working with Danielle they enable her to devote more time to her clients, providing them with the utmost in expert, thorough and efficient service. Danielle sums up her relationship to her work with this, “I love my Real Estate career! My clients are a joy to work with, and I enthusiastically put my heart and efforts into helping them achieve their Real Estate needs”.

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