Rancho Santa Fe, Santaluz and Del Sur real estate and homes for sale in California - Danielle Short, REALTOR® Danielle Short REALTOR(r) for Rancho Santa Fe, Santaluz and Del Sur, California real estate - NUMBER1EXPERT™ Danielle Short NUMBER1EXPERT(tm) for Rancho Santa Fe, Santaluz and Del Sur, California real estate

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As a member of the Top 1% in Coldwell Banker, I have the expertise to make your real estate experience a Great Experience! Call me: 858-759-6502.


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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
What group of settlers introduced the log cabin to the New World?

A 
The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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Danielle Short & Associates, REALTOR®, real estate agents and broker for Del Mar, Carmel Valley and Pacific Highlands Ranch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Danielle Short
Coldwell Banker

6015 Paseo Delicias
P.O. Box 2225
Rancho Santa Fe, CA. 92067
Office: 858-759-6502
Direct: 619-708-1500
Fax: 858-780-9519
Email: DShort@Coldwellbanker.com

Specializing in the Rancho Santa Fe, Santaluz, Del Sur and North County Coastal communities, Danielle works with clients from all over the world. Danielle has over 25 years of sales and marketing experience, consistently winning national awards for her exemplary performance. A Top Producer, member of Coldwell Banker’s President’s Premier division and positioned within the top 1% in the nation, Danielle has the experience, skill, and confidence to assist homebuyers and sellers at all levels. Located in the prestigious village of Rancho Santa Fe, Danielle is a "Previews" Property Specialist, trained in marketing and selling high-end luxury homes. As a licensed Cendant Mobility Relocation Specialist, Danielle is an expert with Relocation Services, moving families with professionalism and on-going communication. With a competent real estate team working with Danielle they enable her to devote more time to her clients, providing them with the utmost in expert, thorough and efficient service. Danielle sums up her relationship to her work with this, “I love my Real Estate career! My clients are a joy to work with, and I enthusiastically put my heart and efforts into helping them achieve their Real Estate needs”.

REALTORMLSEqual HousingRELOeProERC


Coldwell Banker real estate and homes for sale in Rancho Santa Fe, Santaluz and Del Sur California

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